This upcoming week we all will be spending time with family and friends for Thanksgiving (well, at least here in the United States). I will be trundling off to my in-laws in Buffalo for some quiet time and reflection – and of course feasting and a possible snow storm.

We have had another somewhat tumultuous year in the captive industry, but I am very thankful to be part of this amazing community which year-in and year-out supports the captive insurance industry and each other.

I hope you all have a wonderful holiday and I look forward to seeing many you at VCIA’s Holiday Member Mixer at the Hilton Burlington Hotel on December 15th! And for those of you outside the borders of the US of A, happy belated Guy Fawkes Day.

Thank you all very much, and I look forward to hearing from you.

Rich Smith
VCIA President

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